60% of SA Travellers are underinsured

When travellers find out that the insurance they automatically received because they paid with their credit card is inadequate, it’s already too late.

But many South Africans aren’t using these top-up plans. Perhaps it’s down to a happy-go-lucky sense of freedom post-pandemic, now that clients are free to take their long-delayed holiday or honeymoon. Perhaps it’s because now that the pandemic is over, they feel they don’t need medical cover.

In a recent Travel News survey, 60% of agents said that at least half their clients travelled without any top-up travel insurance.

It is crucial for travellers to ensure that the appropriate cover is in place to suit their specific needs. “Most automatic plans will be limited in the number of days, age of travellers and level of cover they provide, and may, therefore, not meet all your needs. For instance, it may not cover any pre-existing medical conditions, hazardous activities or cancellation cover; it may only provide limited medical expenses cover.”

Seniors Optional top-up cover will supplement the automatic cover by providing a more comprehensive range of benefits and catering for longer trip durations. Usually, there are options available for senior travellers that the free cover may not include. Overseas medical care can be enormously expensive, so ensuring travellers have adequate cover to meet these costs is crucial.

Contact me today to discuss your Travel Insurance options - Travel Counsellors; we have got you covered!